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Homecoming is Beautiful.

Financial Clarity makes it Peaceful.

NRIs often face confusing advice and hidden agendas — we’re here to change that.


We offer honest, fixed-fee financial planning to protect what you’ve built.​​

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(It's hard to explain this in words alone, hence we suggest doing a conversation)​

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We’re Ridiculously Helpful

We believe that an NRI's journey is not meant to be traveled alone. That’s why we make the right financial advice accessible to everyone. We know moving countries can feel daunting, with a thousand unknowns and even more what-ifs. Our mission is to strip away the guesswork, get you access to personalised and actionable advice, and walk alongside you every step of the way.

In short, our qualified advisors guide NRIs on everything that revolves around managing money judiciously.

Banking & Compliance

  • What disclosures & declarations do NRIs need to make?

  • What's the best way to repatriate funds in India?

  • How do I manage offshore accounts?

Investment Advisory

  • Which offshore assets to retain/repatriate?

  • Are your funds re-allocated basis your life goals?

  • When can you be financially free?

Cross-Border Tax Planning

  • How to avoid double taxes on your global income & assets?

  • How do you plan and leverage your RNOR status?

  • What are the right tax strategies to minimize tax liabilities for NRIs and OCIs?

Estate Planning

  • How inheritance work on your global assets?

  • What's the relationship between your legal heirs and your assets?

  • How to build a smart estate plan?

Insurance Advisory

  • Will our foreign insurance policy work in India? 

  • Which insurance you should buy/skip?

  • What happens in case of special needs?

Right advisory on credit cards

  • What's the best credit card for you in India?

  • How to build and maintain a good credit score after returning?

  • How to maximize the benefits of credit cards?

Engaged NRIs from Global Companies & Communities

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What our clients say...

As a relatively well-informed investor, I had my reservations in giving Turtle Finance a try. But boy, was I wrong! Their expertise went beyond basics, tackling intricate tax and legal issues I hadn't considered. Plus, their lightning-fast hotline and genuine support is beyond impressive. Now, they're my secret weapon for navigating the financial jungle with confidence.

Sagar Khetia, Google

(client since Sep'23)

RNOR Status Calculator

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Planning your return or just moved back to India? Check if you're RNOR in 60 seconds — and unlock tax benefits most people miss.

Everyone has questions and seeks the right advice. So why delay?

Join Turtle's NRI corner and unlock the power to achieve your financial well-being.

NRI Community

We don't give stock tips. We don't sell commission-led financial products. We don't commit any fixed returns. We don't spam ever.

For any queries contact us at

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turtlefinance.in is a website owned by Mukund Lahoty.

SEBI Registered Investment Adviser No. INA000020147 | Registration Type - Individual

Contact Address: Flat 25, Block C D, Ambedkar Nagar Road, Shalimar Bagh Paschim, New Delhi - 110088

Contact details for compliance purposes: mukund.lahoty@outlook.com | +91-9999885624

 

Registration granted by SEBI, membership of BSE Administration and Supervision Limited (BASL), and certification from the National Institute of Securities Markets (NISM) in no way guarantees the performance of the Investment Adviser or provides any assurance of returns to investors. Investments in the securities market are subject to market risks. Read all the related documents carefully before investing.
 

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