Top 10 Financial Planning Firms in Delhi (2026)

You are earning well. Maybe better than you expected at this point in life. But somehow the money feels like it is always going somewhere: EMIs, lifestyle, taxes, that one investment someone convinced you to make at a dinner party. You are not broke. You are just not building anything intentional either.

What a good financial planner actually does is help you see the full picture clearly enough to make better decisions, not just about investments, but about taxes, insurance, timing, and everything that connects to your money. There are enough advisors in Delhi that narrowing it down is genuinely difficult. This list does that for you.

Top 10 Financial Planning Firms

1. Turtle

Turtle is a conversation-first financial planning platform that connects high-income professionals and returning NRIs with qualified financial advisors (SEBI Registered RIAs, cross-border CPAs, and legal advisors). The model is a fixed-fee membership, which means no commissions and no conflict of interest baked into the advice you receive. Think of it as a modern family office, structured as a service.

Services:

• Comprehensive financial planning for high-income professionals and NRIs

• SEBI Registered Investment Advisory (RIA)

• Cross-border tax and CPA advisory

• Legal and estate planning advisory

• Retirement and goal-based planning

• Fixed-fee membership with unlimited advisor access

Location: Offices in Faridabad and Connaught Place, New Delhi

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2. Sanguine Capital Financial Services

Sanguine Capital was incorporated in 2019 and operates as a Business Partner of Motilal Oswal, one of India's most established equity brokers. They serve both individual investors and those looking to build knowledge in equity markets, offering NSE-certified financial markets training alongside portfolio management. Their team includes NSE Certified Market Professionals with backgrounds in both technical analysis and fundamental research.

Services:

• Equity, commodity and derivative trading

• Mutual fund advisory

• Portfolio Management Services (PMS)

• NSE-certified stock market training

• Insurance advisory

• Wealth management

Location: EF3 Mall, Sector 20A, Faridabad

3. Fincart

Fincart is a Delhi NCR-based financial planning firm that operates on a fiduciary model, meaning their advisors are legally required to act in your interest. Their planners are CFP (Certified Financial Planner) certified and the engagement is structured around comprehensive planning rather than individual product recommendations. They serve clients across Faridabad and the broader NCR through both in-person and digital advisory.

Services:

• Comprehensive financial planning

• Investment planning

• Retirement planning

• Tax optimisation

• Insurance planning

• Estate planning

Location: Delhi NCR (serves Faridabad clients)

4. WealthifyMe

WealthifyMe is an AMFI-registered mutual fund distributor based in Faridabad. They focus on goal-based financial planning across equity, debt, and hybrid mutual funds, and extend into PMS advisory for larger portfolios. Their planning process starts with identifying specific financial goals before recommending any instrument.

Services:

• Mutual fund distribution (AMFI registered)

• SIP planning

• Goal-based investment planning

• PMS advisory

• Financial planning

Location: Faridabad

5. JJFSC (JJ Financial Services & Consultants)

Established in 2015, JJFSC has built a client base of over 5,000 across Faridabad. They are one of the few firms on this list that combines personal wealth services with business advisory and tax consulting under one roof, making them particularly suited to self-employed professionals and small business owners who need both handled in one relationship.

Services:

• Financial planning

• Retirement planning

• Mutual fund and SIP advisory

• Insurance advisory

• Accounting and tax consulting

• GST advisory

• Income tax filing

Location: NIT Area, Faridabad

6. WealthDirect Portfolio Pvt Ltd

WealthDirect is a mutual fund distributor and financial consultancy that structures its advisory around a detailed client profile review before recommending anything. They emphasise regular portfolio reviews as part of the ongoing engagement rather than limiting contact to the onboarding stage.

Services:

• Mutual fund distribution

• Financial consulting

• SIP planning

• Life planning

• Regular portfolio review

Location: Serves Faridabad clients; registered office in Noida

7. Master Trust Group

Master Trust Group was founded in 1985 and has grown into one of India's larger diversified financial services companies, with an AUM exceeding Rs. 20,000 crore, over 3,00,000 client relationships, and a workforce of 1,000 plus employees across 22 states. They are listed on BSE (ticker: 511768) and AMFI registered. For investors who want access to a wide product range backed by institutional-scale research, they are one of the few firms with that infrastructure available in Faridabad.

Services:

• Investment advisory

• Equity, commodity and derivative trading

• Mutual funds

• Portfolio Management Services (PMS)

• Insurance

• Wealth management

• Online trading platforms

Location: Multiple branches across NCR

8. Mohit Makhija & Associates

Mohit Makhija & Associates is a GST-verified financial advisory firm based in Faridabad. They cover financial planning and consulting for individuals and small businesses, and are a practical option for those looking for accessible local advisory without the structure of a larger firm.

Services:

• Financial planning

• Financial consulting

• Advisory services

Location: Faridabad

9. Archana and Associates

Archana and Associates is a GST-verified boutique advisory firm in Faridabad with a consistent local presence. Their small team structure means clients deal with the same advisor throughout rather than being passed between associates, which works well for people who prefer continuity in a financial relationship.

Services:

• Financial advisory

• Financial planning

• Consulting

Location: Faridabad

10. U.K. Goenka & Company

U.K. Goenka & Company has been operating in the Faridabad district for over 16 years. Based in Ballabhgarh, they serve clients across the broader region and have a track record that spans multiple market cycles - the 2008 crisis, the 2020 crash, and the volatility periods in between.

Services:

• Financial advisory

• Consulting

• Planning services

Location: Ballabhgarh, Faridabad

What to Look for in a Financial Planning Firm

Now that you have seen the options, here is how to evaluate any firm before you commit.

1. Registration matters. A SEBI-registered investment advisor (RIA) is legally required to act in your interest. An AMFI-registered mutual fund distributor earns commissions on products they sell. Both can be legitimate, but know which one fits your situation and what that means for the advice you get.

2. Fee structure is a signal. Fee-only advisors charge you directly for their time. Commission-based advisors earn from what they recommend. A commission structure is not automatically bad, but it creates a potential conflict of interest. Ask before you engage.

3. Goal-based planning over product sales. A good planner starts with your life goals - a house, your child's education, retirement at a specific age. If the first question is how much you want to invest, that is a product-first conversation, not a planning one.

4. Client reviews fill the gaps. Google reviews, Justdial ratings, referrals - these surface things a firm's website will not. Pay attention to what clients say about communication, transparency, and responsiveness when things do not go as planned.

5. Red flags. Advisors who default to insurance as an investment vehicle, firms with no verifiable registration details, and anyone quoting guaranteed returns.

Questions to Ask Before You Hire a Financial Planner

Before signing anything, these are worth asking directly.

• How are you compensated - fee, commission, or both? 

• Are you SEBI-registered or AMFI-registered, and what does that mean for how you advise me?

• What does your planning process look like from first meeting to ongoing review? 

• How often will we review the portfolio together? 

• What happens to my investments if something happens to your firm?

These are not difficult questions. Any credible advisor will answer them without hesitation.

Conclusion

There is no shortage of financial advisors in Faridabad. What is harder to find is one who genuinely starts with your goals, communicates clearly, and stays accountable over time.

The ten firms on this list represent the most credible options available right now. Do your own due diligence, ask the hard questions, and pick the one that fits your life, not just your portfolio size.

If you want to start with a firm built on a fixed-fee, conflict-free model with SEBI-registered advisors and in-person access in Delhi, book a free conversation with Turtle.

Frequently Asked Questions

1. Who is the best financial advisor in Faridabad? It depends on what you need. For high-income professionals and NRIs looking for a fixed-fee, conflict-free advisory model with SEBI-registered advisors, Turtle is worth looking at first. For equity-focused advisory, Sanguine Capital is well-regarded locally. For combined financial and tax planning, JJFSC covers both.

2. What is the difference between a financial planner and an investment advisor? A financial planner takes a holistic view - budgeting, insurance, tax, retirement, and investments together. An investment advisor focuses primarily on managing or advising on your investment portfolio. Many good firms today offer both.

3. How much does a certified financial planner charge in India? Fees vary. Some charge a flat annual fee ranging from Rs. 10,000 to Rs. 50,000 depending on scope. Others charge a percentage of assets under management, typically 0.5% to 1.5% annually. Fee-only advisors will be upfront about this from the first conversation

4. Is SEBI registration necessary for a financial advisor? If an advisor charges a fee for investment advice, SEBI registration as a Registered Investment Advisor (RIA) is required by law. AMFI registration is required for mutual fund distributors. Always verify registration before engaging any advisor.

5. Can I get financial planning services online in Faridabad? Yes. Several firms on this list including Fincart and WealthifyMe offer digital onboarding and remote advisory. Turtle offers online consultations as well, with the option to meet in person at their Faridabad or Connaught Place offices.